Cashplus is a simple idea that could transform your finances. It offers all the benefits of having a Mastercard, but only lets you spend the money you have ? so there are no bills, and no chance of getting into debt.
How is the gold prepaid MasterCard different from a credit card?
When you use a debit card, you are using money linked to a bank account and when you use a credit card you buy now and pay later. But the crucial difference is that when you use your cashplus gold Prepaid MasterCard, you’re spending money you’ve already loaded into your account, meaning all your purchases are prepaid. With cashplus gold Prepaid MasterCard you only spend the money you have so there are no bills, no late payment fees and no nasty surprises.
Where can I use my gold card?
You can use your card at 24 million retail outlets and over one million ATM locations worldwide, wherever the MasterCard® brand mark is displayed. You can use your card to purchase goods from the Cash Converters auction site.
Can I get a gold card if I have any County Court Judgments?
Yes - there’s no credit check required for a gold prepaid MasterCard.
How much does the gold card cost?
There is an issue fee of up to £9.95. Other card usage fees apply and these are clearly detailed in the Fees Summary section of your gold prepaid MasterCard.
Is my cash secure?
Yes. Your gold prepaid MasterCard is Chip and PIN protected for added security. You will receive a Personal Identification Number (PIN) which you use with your card to get cash from any ATM displaying the MasterCard brand mark or use it at merchants. For your peace of mind, your money is held safely at APS Financial Ltd. If you lose your card, your card, funds and PIN will be replaced in accordance with the terms and conditions.
How can I apply for my card?
You can apply online for your Cashplus Gold Prepaid MasterCard, or visit one of our participating stores and apply in person.
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